Grimard Financial Advisors & Retirement Income Planners in Litchfield, NH

About Grimard Financial Group

Be heard. Experience the difference of a personal, small practice with the resources of a large firm.

CREATING A RETIREMENT INCOME STRATEGY TOGETHER

BOB & DAWN GRIMARD

Bob and Dawn Grimard have been working with clients for over 17 years providing detailed and customized services. In these challenging times we aim to create an awareness of solutions for retirees and pre-retirees for their estate and overall financial plans. We work with local CPA’s and Attorneys to help maximize the estate value and provide positive options for consideration through seminars and individual attention. Our programs help people to be more confident about their retirement savings strategies. With our help, clients can make better educated decisions to achieve financial goals. At Grimard Financial Group, you can expect professional treatment for all of your needs.

OUR GOALS

Show you how to use life insurance and annuity products to generate retirement income and leave a legacy for your heirs
Show you how you may receive tax free income using life insurance
Show you ways to pay for long-term care without buying a traditional long term care policy
Show you ways to protect a portion of your money from a volatile stock market
Educate you on ways to you maximize your Social Security Benefits
Show you ways to protect your assets from probate and unnecessary taxes
Show you how insurance and annuity products can offer you opportunities to grow your funds without losses due to the market

Income-tax-free distributions are achieved by withdrawing to the cost basis (premiums paid), then using policy loans. Loans and withdrawals may generate an income tax liability, reduce available cash value, and reduce the death benefit, or cause the policy to lapse. This assumes the policy qualifies as life insurance and is not a modified endowment contract.

Annuity withdrawals are subject to ordinary income taxes, and if taken before age 59-1/2, to an additional 10% federal penalty.

Some policies offer additional benefits and riders for long-term care needs and other expenses. These often come at an additional cost for these benefits.

Life Insurance and annuities involve fees and charges, including surrender charges for early withdrawals. Carefully review all information about the product, its costs, terms, and limitations before making a purchasing decision.

What People Are Saying

Bob and Dawn are amazing to work with. We feel so much better about our financial plan for our retirement. They explained all the details and answered all of our questions, we trust them implicitly. We highly recommend them!!

~Gregg W.

“We recommend, very highly, Grimard Financial for any type of financial planning. Bob and Dawn are so knowledgeable and really do care about our future. We are so excited about our future and we thank Grimard Financial for making our dreams come true!”

~Dean & Jo N.

We have found Bob and Dawn to be honest, friendly, professional and down-to-earth. They are great communicators and always available to answer questions. If you are looking for a no-nonsense approach to your retirement and/or insurance options, look no further. Personalized service and integrity are what you’ll get with Grimard Financial.

~Gary D

Bob and Dawn are a pleasure to work with. Bob helped my wife and I become happily retired through his expertise in dealing with the different financial programs.

~Erik W.

“We have been working with Bob Grimard, planning for our future. Bob has been great to work with. He listened to what we wanted to do in retirement, set up a plan, helped us get our finances in order, and now we are ready for our future.”

~Dean & Jo N.

How Can We Help You Today?

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